Graceful Finance14 hours ago4 minWhy is the reverse mortgage industry stuck at 2% market penetration? We’re fine until we aren’t. That’s the overriding sentiment of how our older AmFam approach their finances in retirement. And then life...
Graceful FinanceApr 116 minUnlocking the Potential: The Safety Framework for Residential Real Estate InvestmentsWe were asked recently how we choose what homes to invest in. The answer was automatic: we look for safety. An important component of...
Graceful FinanceFeb 202 minWhat happens to pension funding positions when rates come downOver the last decade the dreadful state of defined benefit pension funding ratios was a slow moving car crash: as rates halved the...