The solution to people living longer.
With ever increasing duration of liabilities, because people are living longer, there is scarcity of long duration matching assets that produce income.
A perfect longevity match
Why Graceful: diversified and owner-occupied
Zero vacancy risk transforms the income returns of residential real estate
The very definition of zero vacancy: older adults intend to age in their homes, for the rest of their lives.
Older adults live all over the US. We can select prime areas where new builds and private equity buyers have no access.
Duration to match
Duration matching Graceful customers to pension liabilities.
Help solve the funding crisis
The pension funding crisis and retirement funding crisis can be solved together. People didn't plan to live longer. But they were programmed to buy a home. This new 'longevity customer' needs to de-accumulate to finance their longer lives. And their homes provide the inflation-linked equity and income that pension funds need to keep their member promises.