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Graceful Finance
Apr 19, 20244 min read
Why is the reverse mortgage industry stuck at 2% market penetration?
We’re fine until we aren’t. That’s the overriding sentiment of how our older AmFam approach their finances in retirement. And then life...


Graceful Finance
Apr 11, 20246 min read
Unlocking the Potential: The Safety Framework for Residential Real Estate Investments
We were asked recently how we choose what homes to invest in. The answer was automatic: we look for safety. An important component of...


Graceful Finance
Feb 20, 20242 min read
What happens to pension funding positions when rates come down
Over the last decade the dreadful state of defined benefit pension funding ratios was a slow moving car crash: as rates halved the...
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